Top Rent To Own Products Available in Louisville, Madison & the Nashville Area!

Life happens. We get it.

If you miss a payment, just call your local HomeSource store right away. They'll work with you—grace periods, flexible options, even the ability to return items without penalty if that's what makes sense. The key is communication. Don't ghost them.

Yes. And you should if you can.

Most agreements include an early purchase option where you pay less than the total contract cost by settling up early. It's built in. So if you come into some extra cash or just want to own it outright, go for it.

Depends on your payment schedule and the agreement. Could be a few months, could be up to 24 months. But here's what matters: you're in control. Pay it off faster if you want. Take your time if you need to.

Same-day or next-day in most cases.

Seriously. You can walk into a HomeSource store (or apply online), get approved, and have your furniture or appliance delivered and set up that same day. Availability depends on the item and your location, but the turnaround is fast. Because when you need a couch or a fridge, you need it now.

Yep. Free delivery, free professional setup.

HomeSource handles the heavy lifting—literally. They'll bring it in, set it up, haul away the boxes. Some locations even offer free relocation or move services if you need to shift things around later. (And yeah, that's a thing.)

Both.

HomeSource offers brand-new merchandise and preleased items. Preleased just means someone else rented it before you—it's been inspected, cleaned, and discounted. If you want new, you can get new. If you want to save some money, preleased is a solid option.

Name brands you actually recognize.

We're talking Ashley Furniture, Whirlpool, Samsung, LG—real brands, not knockoffs. Selection varies by store, but you're not settling for junk. You're getting quality stuff that'll last.

Call the store. They'll fix it or replace it. Free.

That's part of the deal. During your rental period, if something breaks (and it's not because you took a sledgehammer to it), HomeSource covers repair or replacement. No hassle. No extra charge.

Yes. Items are covered during the rental term, and many also come with manufacturer warranties on top of that. So you're protected—both by HomeSource and by the brand itself.

Anytime. No penalty.

This is one of the biggest advantages of rent-to-own. If your situation changes—you move, you lose your job, you just don't need it anymore—you can return the item. You won't owe future payments after the return. It's flexible in a way buying outright or financing just isn't.

Usually, yes.

HomeSource offers a reinstatement period (often up to 6 months) where you can pick up where you left off on the same item or something comparable. So if you hit a rough patch but get back on your feet, you're not starting from zero.

Yes. Let's be honest about it.

Rent-to-own costs more than paying cash. But here's what you're getting: flexible payments, no credit needed, free delivery and setup, free repairs, and the ability to return items if life throws you a curveball. For a lot of people, that trade-off is worth it. You're paying for flexibility and peace of mind.

Because credit cards come with risk.

With rent-to-own, you get predictable payments, no debt piling up, no interest charges. And if something changes? You can return the item. Try doing that with a credit card purchase. You can't. You're stuck with the debt whether you need the couch or not.

Rent-to-own gives you an out. Credit cards don't.

Just let your store know.

HomeSource offers relocation services or can transfer your agreement to another location if you're moving out of the area. They'll work with you. Moving is stressful enough—they're not going to make it harder.

Yep.

You can browse inventory and apply online at homesourcerentals.com. Once you're approved, your nearest store handles the local delivery and setup. It's the convenience of online shopping with the personal service of a local store.

Yes. HomeSource needs to see that you've got steady income and a valid ID. That's how they approve your agreement. It's not about your credit score—it's about your ability to make payments. Show them you've got income coming in, and you're good.

Absolutely.

Depending on your income and approval, you can rent a whole living room set, a bedroom set, and a washer-dryer combo all under one agreement. HomeSource will work with you to figure out what makes sense based on your budget. You don't have to furnish your place one piece at a time if you don't want to.